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WealthMaster India
Financial planning tools

SIP and Financial Calculators

Estimate SIP growth, goal funding, loan EMI, retirement corpus and net worth using transparent formulas, stated assumptions and SEBI investor-awareness guardrails.

Investor-safety information

These tools are educational estimates, not assured returns or investment advice. Users should understand risk, costs and suitability before investing.

Mutual fund risk note

Expected return is only an assumption. Actual mutual fund returns depend on market performance, scheme costs, taxes and holding period.

Official references
SEBI Investor CharterSEBI Investor EducationSEBI Investor Helpline

SIP Calculator

Estimate monthly mutual fund SIP growth with compounding.

Monthly investmentRs. 10,000
Time period15 years
Expected return12% p.a.
Calculation basis
  • Uses standard future value of an annuity-due formula for monthly SIP installments.
  • Assumes the selected annual return is compounded monthly and every SIP is made at the beginning of the month.
  • Does not include exit load, expense ratio, tax, missed installments or market volatility.
Invested amount
Rs. 18,00,000
Estimated gains
Rs. 32,45,760
Future value
Rs. 50,45,760

SEBI investor guidance emphasizes understanding risks, charges and suitability before investing. This calculator is an educational planning aid and does not guarantee returns.

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Calculator snapshot: SIP: Rs. 10,000 monthly for 15 years at 12% expected return. Estimated value Rs. 50,45,760.

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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme-related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performance of any Mutual Fund Scheme may or may not be sustained in the future. There is no guarantee that the investment objective of any suggested scheme will be achieved. All existing and prospective investors are advised to check and evaluate the exit loads and other cost structure (TER) applicable at the time of making an investment before finalizing any investment decision for Mutual Fund Schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a trailing commission on client investments. Disclosure of commission earnings is made to clients at the time of investment. The option of a Direct Plan for every Mutual Fund Scheme is available to investors and offers the advantage of a lower expense ratio. We are not entitled to earn any commission on Direct Plans; hence, we do not deal in Direct Plans.