Calculator

CAGR Calculator

Calculate the Compound Annual Growth Rate (CAGR) between a starting value and an ending value over a chosen period. This is a calculation based on the values you supply, not a forecast, promise, or recommendation.

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Your values

Enter a starting value, an ending value, and the number of years between them.

In rupees, at the start of the period. Must be greater than zero.

In rupees, at the end of the period. Can be lower than the starting value.

Your result

CAGR
14.87%

Going from ₹1,00,000 to ₹2,00,000 over 5 years works out to a compound annual growth rate of 14.87%. This is a calculation from the values you entered, not a forecast of future performance.

Iska matlab kya hai

5 saal mein ek value se doosri value tak jaate hue, calculation 14.87% ka compound annual growth rate (CAGR) dikhata hai. Yeh aapke dwara entered values ki calculation hai, future performance ka prediction nahi.

Kisi investment ke future value ka andaaza lagane ke liye (past calculate karne ke bajaye), SIP ya Lumpsum Calculator dekhein.

Yeh kaise kaam karta hai

Learn about this calculator

Ek chuni gayi period mein starting aur ending value ke beech compound annual growth rate (CAGR) calculate karta hai.

CAGR woh single, smoothed annual rate hai jo steady compounding maante hue, diye gaye saalon mein ek starting value ko ending value tak le jaayegi — different periods mein growth compare karne ka ek common tareeka.

Yeh kaise kaam karta hai

Yeh aapke dwara diye gaye starting aur ending values ko compare karta hai aur pata lagata hai ki entered saalon mein compound hone par kaunsi constant annual rate dono ko jodegi.

Har input ka matlab kya hai

Starting value
Period ki start mein value. Zero se zyada honi chahiye.
Ending value
Period ke end mein value. Starting value se kam ho sakti hai, zero ya negative sahit.
Period (years)
Dono values ke beech saalon ki sankhya.

Results ka matlab kya hai

CAGR
Single smoothed annual growth rate jo period mein starting aur ending values ko jodti hai.

Assumptions

  • Maana jaata hai ki growth poore period mein ek constant, steady rate par hui — actual path model nahi kiya gaya hai.

Limitations

  • CAGR kisi bhi real year-to-year volatility ko hide karta hai — do bahut alag journeys same CAGR dikha sakti hain.
  • 1 saal se alag period ke saath negative ending value ke liye, mathematically koi real annualized rate exist nahi karta, aur yeh tool misleading number ke bajaye yahi dikhata hai.

Aam galtiyan

  • CAGR ko ek forecast ya promise maan lena, na ki do values ke beech pehle se hue ka description.
  • Yeh maan lena ki CAGR positive hone par ek smooth, unbroken rise hui — value beech mein sharply swing kar sakti thi.

Udaharan

Jaise, 5 saal mein ₹1,00,000 se ₹2,00,000 tak badhna lagbhag 14.9% ke CAGR ke barabar hai.

FAQ

Kya CAGR predict karta hai ki mera investment future mein kya return dega?

Nahi. CAGR sirf yeh batata hai ki aapke dwara diye gaye do values ke beech kya hua — yeh backward-looking hai, prediction nahi.

Negative CAGR ka kya matlab hai?

Iska matlab hai ki ending value starting value se kam thi — period mein ek loss, annualized rate ke roop mein.

Multiple cash flows ke timing ko bhi account karne wali similar backward-looking rate ke liye XIRR Calculator dekhein.

For illustration only. Not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Returns assumed are hypothetical and not guaranteed.

Aksar pooche jaane wale sawaal

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme-related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performance of any Mutual Fund Scheme may or may not be sustained in the future. There is no guarantee that the investment objective of any suggested scheme will be achieved. All existing and prospective investors are advised to check and evaluate the exit loads and other cost structure (TER) applicable at the time of making an investment before finalizing any investment decision for Mutual Fund Schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a trailing commission on client investments. Disclosure of commission earnings is made to clients at the time of investment. The option of a Direct Plan for every Mutual Fund Scheme is available to investors and offers the advantage of a lower expense ratio. We are not entitled to earn any commission on Direct Plans; hence, we do not deal in Direct Plans.