Net Worth Calculator
Add up what you own and subtract what you owe to see a snapshot of your net worth: Total Assets − Total Liabilities. This is a mathematical snapshot of the figures you enter, not a judgment of whether the result is good, bad, or sufficient, and not personalized advice.
Your assets and liabilities
Enter what you own below, then what you owe — figures are in rupees.
Assets
Liabilities
Your snapshot
Total assets of ₹1,13,00,000 minus total liabilities of ₹27,50,000 works out to a net worth of ₹85,50,000. This is a mathematical snapshot of the figures you entered — it does not assess liquidity, tax impact, or risk concentration, and it is not a judgment of whether this figure is good, bad, or sufficient.
Total assets ₹1,13,00,000 mein se total liabilities ₹27,50,000 ghatane par, net worth ₹85,50,000 aata hai. Yeh enter ki gayi figures ka ek mathematical snapshot hai — yeh nahi batata ki yeh figure achha hai, bura hai, ya sufficient hai.
Alag-alag asset ya liability figures daal ke dekhiye ki net worth kaise change hota hai — retirement ke liye planning ke liye Retirement Calculator dekhein.
Learn about this calculator
Aapke paas jo hai use jodta hai aur aap par jo bakaya hai use ghatata hai, aapke net worth ka ek snapshot dene ke liye: Total Assets − Total Liabilities.
Net worth ek simple balance-sheet snapshot hai: aapke paas jo kuch hai (assets) uska sum, minus aap par jo kuch bakaya hai (liabilities) uska sum. Yeh ek point-in-time figure hai, income, cash flow, ya aap apne expenses kitni aasani se pura kar sakte hain iska measure nahi hai.
Yeh kaise kaam karta hai
Yeh aapke dwara enter ki gayi asset figures (investments, property, cash aur bank balance, aur other assets) ko jodta hai, aapke dwara enter ki gayi liability figures (home loan, personal loan, credit card dues) ko jodta hai, aur doosre total ko pehle se ghatata hai.
Har input ka matlab kya hai
- Investments
- Mutual funds, stocks, bonds, aur similar holdings ka current value.
- Property
- Aapke swamitva wali real estate ka current market value.
- Cash aur bank
- Cash, savings, aur current account balance.
- Other assets
- Upar cover na ki gayi koi bhi doosri valuable asset — gold, vehicles, etc.
- Home loan
- Home loan par bakaya balance.
- Personal loan
- Personal loan par bakaya balance.
- Credit cards
- Bakaya credit card dues.
Results ka matlab kya hai
- Total assets
- Enter ki gayi har asset figure ka sum.
- Total liabilities
- Enter ki gayi har liability figure ka sum.
- Net worth
- Total assets mein se total liabilities ghata kar — agar liabilities assets se zyada hon toh yeh negative ho sakta hai.
Assumptions
- Har asset aur liability figure bilkul waise hi liya jaata hai jaise enter kiya gaya hai — calculator aapki taraf se koi current market value dhoondta ya verify nahi karta.
- Yeh ek point-in-time snapshot hai; assets aur liabilities dono din-pratidin badal sakte hain.
Limitations
- Yeh calculator liquidity ka assessment nahi karta — koi asset actually kitni aasani se cash mein convert ho sakti hai.
- Yeh kisi asset ko bechne ke tax impact, ya kisi ek asset mein concentration risk ko account mein nahi leta.
- Yeh yeh decide nahi karta ki diya gaya net worth figure aapki situation ke liye achha, bura, sufficient, ya recommended hai — yeh sirf arithmetic karta hai.
Aam galtiyan
- Property ya investments ke liye realistic current market value ke bajaye original purchase price use karna.
- Kisi liability (jaise bakaya personal loan ya credit card balance) ko bhool jaana aur isse net worth ko overstate karna.
Udaharan
Jaise, ₹1,13,00,000 ke total assets mein se ₹27,50,000 ki total liabilities ghatane par ₹85,50,000 ka net worth aata hai.
FAQ
Kya zyada net worth hamesha behtar hota hai?
Yeh calculator yeh decide nahi karta ki net worth ka figure achha, bura, sufficient, ya recommended hai — yeh aapki apni age, goals, aur circumstances par depend karta hai.
Kya yeh isko account mein leta hai ki koi asset kitni aasani se bechi ja sakti hai?
Nahi — yeh assets mein se liabilities ghatane ka ek simple snapshot hai. Yeh liquidity, tax impact, ya concentration risk ka assessment nahi karta.
Agar aap retirement jaise future goal ke liye planning explore karna chahte hain, toh aage Retirement Calculator dekhein.
For illustration only. Not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Returns assumed are hypothetical and not guaranteed.