XIRR Calculator
Alag-alag dates par hue cash flows ki ek series — investments aur withdrawals ya redemptions — ke liye annualized return (XIRR) nikaliye. Yeh aapke enter kiye gaye cash flows se ki gayi calculation hai, future returns ka forecast nahi.
Aapke cash flows
Har row ek cash flow hai: ek date aur ek amount. Bahar jaate paise (investment) ke liye negative amount aur aate paise (redemption ya current value) ke liye positive amount bhariye.
Aapka result
Upar enter kiye gaye 2 cash flows ke aadhaar par, annualized return (XIRR) 10% nikalta hai. Yeh aapke enter kiye gaye exact cash flows aur dates se ki gayi calculation hai, future performance ka forecast nahi.
Aapke dwara entered 2 cash flows ke aadhar par, annualized return (XIRR) 10% hai. Yeh aapki entered exact dates aur amounts se ek calculation hai, future performance ka prediction nahi.
Kisi specific date ya amount ko badal ke dekhiye ki XIRR kitna sensitive hai — CAGR Calculator ek simple do-value wali rate ke liye hai.
Is calculator ke baare mein jaanein
Alag-alag dates par investments aur withdrawals ya redemptions jaisi dated cash flows ki series ke liye annualized return (XIRR) calculate karta hai.
Ek simple return ke ulat, XIRR yeh dhyan rakhta hai ki har rupaya agle cash flow se pehle kitne time ke liye invested tha, isliye yeh multiple dates par irregular investments aur withdrawals handle kar sakta hai.
Yeh kaise kaam karta hai
Yeh us single annualized rate ko solve karta hai jo entered sabhi cash flows ki present value ko — har ek ko dusre se uske exact days ki sankhya se discount karte hue — zero ke barabar banata hai.
Har input ka matlab kya hai
- Date
- Us cash flow ki exact date.
- Amount
- Bahar jaane wale paise (investment) ke liye negative, andar aane wale paise (redemption ya current value) ke liye positive.
Results ka matlab kya hai
- XIRR
- Entered exact dates aur amounts se implied single annualized rate.
Assumptions
- Har cash flow ki date aur amount bilkul entered ke hisaab se li jaati hai — real ho ya hypothetical, calculation unhe same tareeke se treat karti hai.
Limitations
- XIRR ko kam se kam 2 cash flows chahiye, jisme ek negative aur ek positive amount shamil ho, warna koi result nikala nahi ja sakta.
- Agar sabhi cash flows same date share karte hain, toh annualized rate meaningful nahi hai — annualize karne ke liye koi time period nahi hai.
Aam galtiyan
- Sirf investments (sabhi negative) ya sirf redemptions (sabhi positive) enter karna — rate solve karne ke liye XIRR ko dono chahiye.
- XIRR ko future investment returns ke prediction ke roop mein maan lena, na ki entered cash flows ka backward-looking description.
Udaharan
Jaise, ₹1,00,000 ka investment karna aur exactly ek saal baad ₹1,10,000 redeem karna 10% ke XIRR ke barabar hai.
FAQ
Kya XIRR predict karta hai ki mere investments future mein kya return denge?
Nahi. XIRR sirf aapke dwara entered cash flows ko describe karta hai — ek backward-looking measure, prediction nahi.
XIRR ke liye dates itni maayne kyun rakhti hain?
XIRR cash flows ke beech ke exact dinon ki sankhya ke hisaab se return ko annualize karta hai, isliye yeh irregular investments aur withdrawals ko bhi handle kar leta hai — simple return ke ulat, yeh sirf amounts nahi, yeh bhi dhyan mein rakhta hai ki paisa kis-kis samay par invest kiya gaya (ya withdraw hua).
Iske kaam karne ke liye mujhe kya enter karna hoga?
Kam se kam do cash flows, jinme kam se kam ek negative amount (bahar jaata paisa, jaise koi investment) aur kam se kam ek positive amount (aata paisa, jaise koi redemption ya current value) ho.
Agar mere sabhi cash flows ek hi date par hon toh kya hoga?
XIRR ek hi date par hone wale cash flows se ek meaningful annualized rate determine nahi kar sakta.
Har transaction ke liye exact dates ki zaroorat ke bina, sirf do values ke beech ek simple rate ke liye CAGR Calculator dekhein.
For illustration only. Not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Returns assumed are hypothetical and not guaranteed.